Features of the Best Insurance Companies in Indonesia (Update 2022)

BlognyaTasriadi-Insurance, Indonesian people's awareness of using insurance seems very good here. This is also demonstrated by the number of products offered by the top insurance companies in Indonesia.

It is important that you know the best features of insurance companies in Indonesia, especially for potential new customers. This is because there are many insurance companies in Indonesia to choose from alongside their best products.

Well, before you apply for the insurance product of your choice, make sure that the insurance company you choose is also reliable. Let's see the features of the best insurance companies in Indonesia below.

The first quality of the best insurance company in Indonesia is that the company should be reliable and well known. In addition, the company must also have the right to operate in Indonesia and do not forget to register with the Office of Financial Services (OJK). As it is known, LLC is an independent organization and has the duty, responsibility and authority to monitor, manage, analyze and evaluate the financial sector. OJK is not afraid to stop financial companies that break the law. 

If all the information about rates and other important information is not clear, it is likely that the insurance company is a fraud. This is because only the best insurance companies in Indonesia disclose all the information.

They should also clearly describe their product when speaking to advertisers, always explain the insurance company's plan as clearly as possible, and answer any questions you have about the product. 

The best sign of an insurance company in Indonesia is an easy-to-find national network. For example, PT Asuransi Jiwa Generali Indonesia, part of the Generali Group, a leading European financial group.

 

This is because insurance companies with international networks often have good and comprehensive insurance products. Another is to have hospitals and medical care around the world. 

Offering products that customers can use is also one of the best features of insurance companies in Indonesia. For example, some insurance plans from Generali such as iPLAN, a unit-linked life insurance product for your savings and investments.

You can even add insurance that is combined with a driving insurance product that you can choose according to your needs. In fact, clients also have the flexibility to choose the type of investment based on their objectives and risk profile.

Not only that, another change is that consumers can choose health insurance (health insurance products in general are in the form of riders). As an extension of health insurance with the iPLAN Quality Care Plus insurance product

Best Care Plus by Generali is another insurance (rider) where you can enjoy benefits in the form of hospital treatment and surgery.

The quality of top insurance companies in Indonesia seems questionable in their efforts to protect health. The best insurance companies usually offer health talk shows, sporting events, etc. hosts events. 

Customers and potential customers demand these events so that they adopt a healthy lifestyle and have the knowledge to stay healthy.

Another feature that usually belongs to the best insurance companies in Indonesia is their responsiveness to the needs of potential customers. 

This quality can be discovered by asking insurance agents a variety of questions. In this case, the best insurance company can offer solutions and solutions to your problems and needs.

Disclosure should also be clear and not verbal or direct through tools in online services or customer service. 

It is clear that there are still many people who constantly cheat. Because the insurance company he chooses gives very high guarantees.

It is therefore advisable not to be too quick to trust agents that offer products with high benefits but low rewards. 

Besides meeting all the needs of potential customers, one of the best features of an insurance company in Indonesia is the ease of communication. 

This is important to know because if one day you need more information about the insurance product, the insurance company should be contacted in different ways such as chatting on WhatsApp, phone calls or even social media. 

The last and most important feature of the best insurance company is that it is reliable. The size of the company does not guarantee that the company is the best insurance company in Indonesia.

This is because there are several factors that determine whether an insurance company can be trusted. 

This is evident from the following points: 120% risk-based capital (RBC) with many types of compliance and good client references.

Here are some of the best insurance companies in Indonesia. Make sure the insurance company you choose meets the above criteria, one of them being PT Generali Life Insurance.